What you can get
State support that may help a lender approve your business loan.
Who it's for
California businesses with 1–750 employees that need an approved business loan.
What you need to know
- The business and planned use of the money must qualify.
- You must show that the business can repay the loan.
- Apply through a participating lender or financing partner.
- Read interest, fees and repayment terms before accepting.
More details and sources
Full program information
Official program name: California Small Business Loan Guarantee
Benefits and limits
A state guarantee can help a participating lender finance an eligible small business.
Full requirements
California businesses with 1–750 employees, a recognized legal business structure and eligible activities may be considered. The lender evaluates repayment and its credit requirements. Eligible uses can include startup, working capital, inventory, equipment and expansion.
Read the program's requirements Checked Oct 30, 2026
Summary of key conditions. Confirm the full current checklist with the provider before applying.
Other conditions
Apply through a participating lender or financial development corporation. This is a repayable business loan supported by a guarantee, not a grant or an IBank loan application approval.
Availability and area
Confirm current provider and lender terms
The official provider describes this program. Confirm participating lenders, available support, fees and current terms before relying on financing; approval is not guaranteed.
Read the status update Checked Oct 30, 2026
The provider describes a California or nationwide program whose geographic scope includes Desert Hot Springs. Business, ownership, project and underwriting requirements still apply.
Areas listed in the source
Desert Hot Springs
Where this information comes from
California Infrastructure and Economic Development Bank (IBank) official program information
Information collected Oct 30, 2026.
Reviewed against primary provider sources on October 30, 2026. Financing is repayable; a lender guarantee or reserve supports the lender rather than creating a cash grant to the borrower.
DHSed is an independent guide. The program makes the final decision about help, amounts and rules.