What you can get
Up to 12 months of approved mortgage payments, capped at $100,000
Who it's for
California homeowners whose main home became unlivable in a qualifying 2023-early-2025 disaster
What you need to know
- The disaster must be on the program's qualifying list.
- Income, home, mortgage and loan-servicer requirements apply.
- A completed application and damage documents are needed before the closing date.
More details and sources
Full program information
Official program name: CalAssist disaster mortgage relief - applications close November 2
Benefits and limits
Up to 12 months of eligible mortgage payments, capped at $100,000, paid to the mortgage servicer.
Full requirements
For qualifying California homeowners whose primary residence was destroyed or deemed uninhabitable by an eligible declared disaster between January 1, 2023 and January 8, 2025. Income limits, property type, mortgage balance and participating-servicer requirements apply; the home must have been the primary residence before the disaster. Approved assistance does not have to be repaid, but an application and damage documentation are required. Submit a completed application before the announced closing date.
Read the program's requirements Checked Oct 30, 2026
Key requirements, not the complete provider checklist. Final eligibility, address and funding decisions belong to the provider.
Availability and area
Applications open - deadline approaching
Official program pages announce applications close November 2, 2026. Completed applications will be processed, with payment only for approved grants.
Read the status update Checked Oct 30, 2026
Statewide conditional disaster assistance includes Riverside County; Tropical Storm Hilary appears on the qualified disaster list. A DHS home must individually meet disaster-damage, mortgage and income requirements.
Areas listed in the source
Desert Hot Springs
Where this information comes from
California Housing Finance Agency / CalAssist Mortgage Fund - official program information
Information collected Oct 30, 2026.
Direct official-source review on October 30, 2026. This listing summarizes the program; the provider decides eligibility and approval.
DHSed is an independent guide. The program makes the final decision about help, amounts and rules.