What you can get
Possible repair loans, or grants for qualifying older homeowners
Who it's for
Lower-income homeowners living in an eligible rural home
What you need to know
- You must own and live in the home.
- USDA must confirm the exact address and income eligibility.
- Grants require an eligible homeowner age 62 or older and approved safety repairs.
More details and sources
Full program information
Official program name: Single Family Housing Repair Loans & Grants in California
Benefits and limits
Loans & grants up to $50,000
Full requirements
Applicants must own and occupy the home, be unable to obtain affordable credit elsewhere, meet USDA's applicable household-income limit and have a property in an eligible rural area. Use USDA's address checker; a Desert Hot Springs mailing address alone does not establish rural eligibility. Grants additionally require a very-low-income homeowner age 62 or older and are for removing health and safety hazards; younger eligible owners may qualify for the loan portion instead. California currently has a pilot expanding loan eligibility to low-income households, subject to USDA's full underwriting and property rules.
Read the program's requirements Checked Oct 30, 2026
Key requirements, not complete provider checklist. Final eligibility, address and funding decisions belong to the provider.
Amounts and options
Listed benefit
Loans & grants up to $50,000
To be eligible, you must own a home and live in a rural area (see this map), meet income limits, and be age 62 or older to get a grant.
Found for the DHS area; check your address and requirements.
For: People and families
Areas found for this option
Adelanto, Anza, Apple Valley, Banning, Barstow, Beaumont, Bermuda Dunes, Big Bear City, Big Bear Lake, Blythe, Cabazon, Calimesa, Canyon Lake, Cathedral City, Cherry Valley, Chino, Chino Hills, Coachella, Colton, Corona, Desert Edge, Desert Hot Springs, Desert Palms, Eastvale, Fontana, Garnet, Grand Terrace, Hemet, Hesperia, Highland, Idyllwild-Pine Cove, Indian Wells, Indio, Indio Hills, Joshua Tree, Jurupa Valley, La Quinta, Lake Arrowhead, Lake Elsinore, Loma Linda, Mecca, Menifee, Montclair, Moreno Valley, Murrieta, Needles, Norco, North Shore, Oasis, Ontario, Palm Desert, Palm Springs, Perris, Rancho Cucamonga, Rancho Mirage, Redlands, Rialto, Riverside, San Bernardino, San Jacinto, Sky Valley, Temecula, Thermal, Thousand Palms, Twentynine Palms, Upland, Victorville, Vista Santa Rosa, Whitewater, Wildomar, Yucaipa, Yucca Valley
Availability and area
Provider availability not verified
Listed in the finder; current funding, enrollment and applicant eligibility require provider confirmation.
This program was found while researching help in the Desert Hot Springs area. The program must confirm the address and applicant qualify.
Areas listed in the source
Adelanto, Anza, Apple Valley, Banning, Barstow, Beaumont, Bermuda Dunes, Big Bear City, Big Bear Lake, Blythe, Cabazon, Calimesa, Canyon Lake, Cathedral City, Cherry Valley, Chino, Chino Hills, Coachella, Colton, Corona, Desert Edge, Desert Hot Springs, Desert Palms, Eastvale, Fontana, Garnet, Grand Terrace, Hemet, Hesperia, Highland, Idyllwild-Pine Cove, Indian Wells, Indio, Indio Hills, Joshua Tree, Jurupa Valley, La Quinta, Lake Arrowhead, Lake Elsinore, Loma Linda, Mecca, Menifee, Montclair, Moreno Valley, Murrieta, Needles, Norco, North Shore, Oasis, Ontario, Palm Desert, Palm Springs, Perris, Rancho Cucamonga, Rancho Mirage, Redlands, Rialto, Riverside, San Bernardino, San Jacinto, Sky Valley, Temecula, Thermal, Thousand Palms, Twentynine Palms, Upland, Victorville, Vista Santa Rosa, Whitewater, Wildomar, Yucaipa, Yucca Valley
Where this information comes from
Information collected Oct 30, 2026.
DHSed is an independent guide. The program makes the final decision about help, amounts and rules.