What you can get
Mortgage financing that must be repaid
Who it's for
Qualified borrowers buying, refinancing or improving an energy-efficient home
What you need to know
- The lender checks credit, the home and the loan.
- An energy assessment may be needed to support improvement costs.
More details and sources
Full program information
Official program name: Energy Efficient Mortgage
Benefits and limits
Lending
Full requirements
For qualified borrowers purchasing or refinancing an energy-efficient home, or financing eligible energy improvements through a participating mortgage lender. The lender determines credit, property and loan eligibility; program rules differ among FHA, VA and conventional products. An energy assessment or rating is generally used to support the energy savings and eligible improvement costs. This is mortgage financing that must be repaid, not a homeowner cash grant.
Read the program's requirements Checked Oct 30, 2026
Key requirements, not complete provider checklist. Final eligibility, address and funding decisions belong to the provider.
Amounts and options
Listed benefit
Lending
Eligibility is not stated in the finder listing; confirm the provider's requirements.
Found for the DHS area; check your address and requirements.
For: People and families
Areas found for this option
Adelanto, Anza, Apple Valley, Banning, Barstow, Beaumont, Bermuda Dunes, Big Bear City, Big Bear Lake, Blythe, Cabazon, Calimesa, Canyon Lake, Cathedral City, Cherry Valley, Chino, Chino Hills, Coachella, Colton, Corona, Desert Edge, Desert Hot Springs, Desert Palms, Eastvale, Fontana, Garnet, Grand Terrace, Hemet, Hesperia, Highland, Idyllwild-Pine Cove, Indian Wells, Indio, Indio Hills, Joshua Tree, Jurupa Valley, La Quinta, Lake Arrowhead, Lake Elsinore, Loma Linda, Mecca, Menifee, Montclair, Moreno Valley, Murrieta, Needles, Norco, North Shore, Oasis, Ontario, Palm Desert, Palm Springs, Perris, Rancho Cucamonga, Rancho Mirage, Redlands, Rialto, Riverside, San Bernardino, San Jacinto, Sky Valley, Temecula, Thermal, Thousand Palms, Twentynine Palms, Upland, Victorville, Vista Santa Rosa, Whitewater, Wildomar, Yucaipa, Yucca Valley
Availability and area
Provider availability not verified
Listed in the finder; current funding, enrollment and applicant eligibility require provider confirmation.
This program was found while researching help in the Desert Hot Springs area. The program must confirm the address and applicant qualify.
Areas listed in the source
Adelanto, Anza, Apple Valley, Banning, Barstow, Beaumont, Bermuda Dunes, Big Bear City, Big Bear Lake, Blythe, Cabazon, Calimesa, Canyon Lake, Cathedral City, Cherry Valley, Chino, Chino Hills, Coachella, Colton, Corona, Desert Edge, Desert Hot Springs, Desert Palms, Eastvale, Fontana, Garnet, Grand Terrace, Hemet, Hesperia, Highland, Idyllwild-Pine Cove, Indian Wells, Indio, Indio Hills, Joshua Tree, Jurupa Valley, La Quinta, Lake Arrowhead, Lake Elsinore, Loma Linda, Mecca, Menifee, Montclair, Moreno Valley, Murrieta, Needles, Norco, North Shore, Oasis, Ontario, Palm Desert, Palm Springs, Perris, Rancho Cucamonga, Rancho Mirage, Redlands, Rialto, Riverside, San Bernardino, San Jacinto, Sky Valley, Temecula, Thermal, Thousand Palms, Twentynine Palms, Upland, Victorville, Vista Santa Rosa, Whitewater, Wildomar, Yucaipa, Yucca Valley
Where this information comes from
Information collected Oct 30, 2026.
DHSed is an independent guide. The program makes the final decision about help, amounts and rules.