What you can get
Business loans from $300 to $250,000, with interest, fees and repayment.
Who it's for
Adults living and working in Southern California who are starting or running a legal business.
What you need to know
- You must be at least 18 and within the service area.
- Use the money for an approved business purpose.
- Be current on personal financial obligations and able to repay.
- Read the interest, fees and repayment schedule before accepting.
More details and sources
Full program information
Official program name: Accessity startup and small-business loans
Benefits and limits
Business term loans from $300 up to $250,000, with underwriting and different size/term options.
Full requirements
Applicants must live and work in the Southern California service area, be at least 18, operate a legal business and use the loan for business purposes. The provider requires applicants to be current on personal financial obligations and reviews repayment ability under its underwriting criteria. Startups and expanding businesses can apply; interest, closing costs and repayment terms depend on the approved product.
Read the program's requirements Checked Oct 30, 2026
Key requirements, not the complete provider checklist. Final eligibility, address and funding decisions belong to the provider.
Availability and area
Provider confirmation needed
Listed by the provider. Confirm current enrollment, appointments or funding with the provider; participation and assistance require its review.
Accessity explicitly lists Riverside County and Coachella Valley contacts in its service area, including eligible Desert Hot Springs businesses.
Areas listed in the source
Desert Hot Springs
Where this information comes from
Accessity - official program information
Information collected Oct 30, 2026.
Direct official-source review on October 30, 2026. This listing summarizes the program; the provider decides eligibility and approval.
DHSed is an independent guide. The program makes the final decision about help, amounts and rules.